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Software that moves money.

Payment collection, disbursement, and reconciliation — built to the standard where "mostly reliable" isn't an option. By the team that ran a Southeast Asian unicorn's disbursement engine, moving billions of rupiah every month.

Talk to us about payments See the track record
Why it's different

Money is the one thing your software can't get wrong.

A display bug can wait until tomorrow. A payment bug is real money in the wrong place, today. Software that touches money is judged by one question only: does every rupiah always arrive, exactly once, on time?

Exactly once

Idempotency

Networks fail, buttons get double-clicked, webhooks retry. The right system guarantees a repeated request is only ever processed once — no double charges, no double payouts.

Always cocok

Reconciliation

Every rupiah in and out must match your gateway and your bank — automatically, with mismatches flagged for a human. This is the heart of trusting your own numbers.

Under load

Correctness at scale

Hyper-growth traffic must never quietly become a money bug. Built to hold correctness when volume spikes — the same rigor a unicorn's rails demand.

What we build

The full money-movement stack.

Collecting money is one side. Sending it — to many parties, correctly, automatically — is the side most teams underestimate. We build both.

Collect

Payment collection

Cards, VA, QRIS, e-wallets, retail — via Midtrans, Xendit, DOKU. Verified webhooks, not fragile redirects.

  • Checkout tuned to convert
  • Reconciled to your orders
  • Refunds & disputes handled
Send

Disbursement & payout

Pay sellers, mitra, drivers, and members automatically — the exact problem our team owned at unicorn scale.

  • Bulk payout by your own rules
  • Idempotent & failure-handled
  • Full audit trail per rupiah
Prove

Reconciliation engine

The invisible system that keeps your books honest — matching every transaction end to end, flagging what doesn't fit.

  • Auto-match in & out
  • Exceptions surfaced early
  • Books you can trust
Marketplace

Split payments & escrow

Multi-seller money flow done right: take payment, hold, split commission, pay out — the hardest part of any marketplace.

  • Commission splits
  • Held & released correctly
  • Seller payout schedules
Recurring

Subscription billing

Charge every cycle, handle expired cards and dunning, prorate upgrades — correct without you watching it.

  • Automated recurring charges
  • Dunning & retries
  • Upgrade / downgrade proration
COD

COD reconciliation

Cash moving through customer, courier, company, seller — tracked to the rupiah until it's reconciled. Where logistics margins hide.

  • Every COD tracked end to end
  • Courier settlement
  • No silent leakage
The proof

We've done this where it really counts.

Not a claim — a track record. Our team owned the disbursement engine at a payments unicorn, and shipped a ticketing marketplace's money flow end to end.

IDR 30B+
disbursed every month, Xendit
30%+
YoY growth supported
1st
credit-card gateway shipped
2 wk
WeProTicket marketplace live
idempotent
reconciled, correct under load
ISO 27001
-grade security discipline
Who we build this for

If your business moves money, this is for you.

Marketplaces & platforms

Multi-seller money flow — collect, split, and pay out to many parties, correctly.

Lending, paylater & koperasi

Disbursement, repayment, and reconciliation where every number is regulated and watched.

Logistics & COD

Cash across many hands, tracked to the rupiah — where margins quietly leak without a system.

Fintech & SaaS

Payment rails, recurring billing, and payout infrastructure built to a standard investors trust.

Related reading

The rigor, in plain language.

Let's talk

Building something that moves money?

Tell us the flow. We'll tell you honestly what it takes to make it correct — and what it costs.